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William Branch
RMLO NMLS 824698
c: (214) 789-0477
o: (972) 771-0035
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25 Noble Court,
Rockwall, TX 75032
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Premier Nationwide Lending Pursues Opportunities As Regulations Increase

11/04/2013

Flower Mound, Texas – As regulations continue to grow, further limiting lending practices, the mortgage industry is experiencing a retreat by lenders from wholesale channels. This decrease in wholesale providers is putting mortgage brokers in a bind as they scramble to identify lenders still servicing this area of their business. And though some major banks have exited stage right, other mortgage lenders are seeing the highly regulated market as an opportunity to grow and assist customers through what can be an intimidating process.

One such mortgage lender, Premier Nationwide Lending (PNL), continues to expand and commit resources to the wholesale mortgage broker channel of origination. “We are now working with mortgage brokers in 23 states, with several more pending. In addition, we have recently hired several new account executives and are aggressively seeking more,” says Southern Regional Manager, Shane Campbell.

With the recent withdrawal of several major banks from the wholesale channel, including Suntrust, Everbank, and Wells Fargo, mortgage brokers have become uneasy and uncertain about their future. “There is no question that the new regulations, such as QM, have put fear into many in the industry. While others may be shying away from wholesale, PNL sees opportunity,” stated Corey Kirkpatrick, PNL Divisional VP - Production.

“One of our major focuses right now is to educate mortgage professionals on the new regulations without any spin. We have been holding forums across the country talking about QM, QRM, disparate impact and more, to make sure people know the truth about the regulations and not give in to the fear mongering taking place. We want to make sure small business owners know that they have options,” added Mr. Kirkpatrick.

PNL feels that mortgage brokers serve a vital role in a stable housing environment, particularly on the service side. And with many consumers still wanting to live the American dream of home ownership, PNL is focused on putting families into homes.

In 2012 80% of the $2b PNL funded was for purchases, a notable stat when considering the recent decrease in wholesale origination providers. “Our purchase vs. refinance statistics tells me, that while many of the larger banks were focused on refinancing consumers, PNL’s customers were driven by purchase volume and were using a wholesale partner they knew could get the loan closed in a short amount of time,” stated Erin Leck, Northern Regional Manager. “Our conscious commitment to our loyal business partners has helped, and continues to, put thousands of families in homes.”

PNL feels that with their commitment to service and their ability to be more than a partner to mortgage professionals, they will capitalize on this opportunity and continue to demonstrate to those within the industry that they will be there, time and time again, regardless of conditions in the marketplace.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

William is a graduate of the University of Texas at Arlington with a BBA in Marketing. Before becoming a successful mortgage loan originator, William was pursuing his dream of a professional golfer on the mini tours. When not working he enjoys days at the lake with his wife Laurie, playing golf, duck hunting, and spending quality time with his family. They attend Lake Pointe Church in Rockwall, Texas and have been members for many years. William and Laurie reside in the Rockwall area and are proud parents to twins Hunter and Hayes. Outside of work he lives life to its fullest.

William is a caring person and has a passion is to help families into new homes. Communication and utilizing his expertise allows him to consistently provide clients with a “World Class Mortgage Experience.” Our goal is to make the process simple and close your loan on time. Staying on top of new regulations and product modifications allows him to inform borrowers how to make their closing a seamless transaction. Communication is the key to success which helps build a strong relationship with each client. Our culture is to provide an unparalleled level of service.


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Testimonials

William did a wonderful and thorough job with our refinance. He went out of his way to accommodate our busy schedules and came to us to pick up all loan documents. He even went as far as setting an appointment for a person to come to our house to go over everything with us at closing. William was exact with all documents and extremely knowledgeable about the refinance process. He answered all questions honesty and accurately and completed our refinance in a timely manner. He even continued to answered questions for us months after our refinance. My husband and I would highly recommend William to anyone in the market looking for a loan officer.

Greg & Katherine D.

It was an absolute delight to get to work with William. I've had nightmare stories told to me by friends and coworkers but never encountered any problems with Will because he always kept me in the loop. Thanks for helping me get my condo!

Kim G.

We've used Mr. Branch on three mortgages. He was prompt, informative and kept us in the loop throughout the entire process. He is very professional, courteous and SMART. USE HIM!

Mark & Lorna K.

William was our Loan Officer for two mortgage refinances and closed out both deals in less than 4 weeks. In both cases he was able get my wife and I the best APR available and lock in without paying points. His business acumen is second to none in the industry. He was very resourceful wrangling our credit/debt situation and knew what calls to make and when to push the loan forward. His response time and communication skills are fantastic. He always responded to my emails and phone calls within the business day and I hardly ever found myself waiting on him, more often it was my delay in submitting documentation. I highly recommend William Branch!

Robert & Christi A.

William Branch was referred to us by our realtor. He was a very good choice for us. William was very knowledgeable about the loan process and answered all our questions and concerns as they popped up. No matter the time or day, he was there for us. He continued to go out of his way to gather and complete our application and any other information needed to get the process approved and get us into our new home. Thank you William.

Jimmy & Amy R.

William Branch worked with my wife Shelley and I do what we felt going in might be an impossible mission. William worked with us, was mindful of our needs and budget, and worked diligently, many times "after hours", some days it seemed his hours were 24, working on ways to make this deal work. It was not easy for him, nor us, but he managed to dig deeper and find solutions from applications, to credit, working with the VA requirements to even helping us find homeowner insurance. Ours was a challenging loan, but he made it happen for us and a dream come true.

William & Shelley A.

William Branch was very professional and reliable. I was worried at first about working with William since my first experience with purchasing a home was horrible but he proved me wrong. He was very quick to return my calls/e-mails and answered all my questions. I would definitely recommend my friends and family to William Branch.

Rosie & Alex M.

William was an answer to prayer.. We quickly found out purchasing an AG property was not an easy task.... until we found William who had no problem! He found us a better interest rate than any bank could give us and we checked online as well but found all kinds of hidden fees! William stepped up and gave us his knowledge and helpfulness to make the loan part of buying a house painless! He kept us up to date on what was going on and took a great interest in making sure everything was perfect for us and when we hit a problem he was quick to let us know and had a solution to make it work out. He has stayed in touch with us and was there for us at the closing table to make sure everything was perfect! My husband and I would recommend William to anyone and know they will get same great care and commitment we received! Keep up the great work William and look forward to working with you on our next deal!

Mark & Leigh W.

William was very professional in all his dealings with us during our refinancing. We have been through this process several times but this was by far the smoothest and easiest ever. William was in touch with me or my husband almost daily by email or phone to give us updates. There was a slight hiccup (we were surprised by the value of our house), but he worked through this with us very professionally and thoroughly so we could still get the benefit of a great new rate and some cash to help with some updates.

Tim & Cindy B.

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