USDA Home Loans

What is USDA Home Loan?

A USDA Home Loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

  • =No Down Payment Required
  • =Ability to roll in MI for low closing costs
  • = Streamline and Streamline Assist programs available
USDA Home Loans have Maximum Household Income Limits which vary by the County you purchase a home in. The Maximum Household Income Limits are based upon everyone in the home who is a wage earner, even if their income is not going to be used to qualify for the USDA Loan.
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